As China's economy becomes more and more developed , there are more and more car owners and it is indispensable to purchase vehicle insurance. Vehicle insurance is not only compulsory but there are nine other types of commercial options. If you want to spend less and take care of the insurance of your vehicle , what kind of insurance should you choose ? Today small to put all kinds of vehicle insurance to introduce to you, than such as car owners, need to buy insurance, do not need to buy any insurance. One of the types of insurance: vehicle loss insurance ( main insurance ) It is best to buy 200,000 yuan or 500,000 yuan, especially for beginners or sino-Italian riders, and for those who are not able to focus on work stress, and because the price of 50,000 yuan, 100,000 yuan, and 200,000 yuan is not the same, in short. Buy your own insurance with peace of mind. In the course of use, the expenses that need to be repaired by others (with no obvious collision marks ) are generally bought by new cars and newcomers. Eight of Insurance: Excluding Odds Free ( additional insurance ) Compensation for vehicle loss insurance or third-party liability insurance shall be paid by the insurance company , and shall be compensated by the insured person (20%) . Ninth class of insurance: Excluding deductibles ( additional insurance ) The compensation for damage caused by vehicle loss or third-party liability insurance shall be paid by the insurance company for the amount of deductible incurred by the insured. Excluding odds -- additional insurance is almost always a good insurance product, and we recommend adding it. Especially the novice, plus it will be useful, especially when you encounter a big accident loss, this insurance can greatly reduce your losses. Car insurance is the guarantee of our car. Hope this article can help you more fully understand what insurance our car needs. Furnace Rolls,Normalizing Furnace Rolls,Industrial Normalizing Furnace Rolls,Roller Hearth Plate Normalizing Furnace Jiangsu Kinuo Furnace Roller Co., Ltd. , https://www.jskinuoroller.com
Loss of vehicle insurance refers to the insurance of vehicles affected by natural disasters in the insurance coverage (not including seismic) or accidents, resulting in loss of vehicle insurance itself, the insurer a certain amount of compensation under the provisions of the insurance contract. This is the opposite of a third party just good it is on his own, if you care of my car to buy.
The second type of insurance: third party liability insurance ( main insurance )
It is compulsory insurance and is required when the car is examined. Refers to accidental accidents caused by qualified drivers during the use of insured vehicles, resulting in direct property losses and casualties of third parties. With current payout standards, it is recommended to buy at least 100,000 yuan.
The third type of insurance: Theft ( additional insurance )
If your car has been parked in a relatively reliable and secure parking lot during use, and there is no particularly secluded section on the commute, you can consider not taking refuge, but if your car is very common , Loss rate is relatively high models, it must be robbers rescue.
The fourth type of insurance: seat liability insurance ( additional insurance )
On-board personnel liability insurance does not recommend buying. It is recommended to consider the products of life insurance separately, and the coverage and premiums are generally lower and better. If your car often has friends, then you can also consider buying a little, but do not buy too much, the protection limit of 10,000 yuan to 20,000 yuan per seat is enough.
Five types of insurance: glass breakage insurance ( additional insurance )
Refers to the use of glass broken separately in the process of using the car, pay attention to " separate " two words, and if other accidents caused by car damage insurance, so if the Department of domestic cars, glass is not expensive, you want to save money can not buy.
Six types of insurance: Self-ignition ( additional insurance )
During the running of the vehicle, due to the failure of the electrical equipment, lines, and fuel supply system of the vehicle and the cause of the spontaneous combustion of the cargo, the vehicle is burned, resulting in vehicle losses and reasonable expenses paid for the rescue. It is recommended not to buy a new car, and it is recommended to consider a car more than three years old.
Seven types of insurance: scratch insurance ( additional insurance