[China Agricultural Machinery Industry News] High temperature weather has recently swept many provinces and cities, and it has also adversely affected the growth of crops, vegetables and other plants. Agriculture is a weak industry, especially in the face of natural risks, farmers will always have a strong sense of powerlessness. Even today, as weather forecasting levels and infrastructure conditions are gradually increasing, farmers' ability to withstand natural risks remains small. For the peasants, there is no more painful and helpless than the natural disasters. However, natural disasters are inevitable. Purchasing a policy agricultural insurance can reduce losses and improve risk resistance.
High temperature days: Who will pay for the loss of farmers?

According to the Sichuan Daily, at 8:12 on July 26, the Sichuan Dazhou Meteorological Observatory issued a high-temperature orange warning signal again. The high temperature in most areas of Dazhou exceeded 35 °C, and the high temperature in some areas reached 38 °C. A farm was hot because of the hot fish pond, which caused 30,000 pounds of fish to be killed and lost more than 200,000 yuan.
The fish ponds of the farms are surrounded by dead fish that have just been salvaged. According to Mr. Jiang, the owner of the fish pond, he has been raising fish for 30 years. However, this large-scale death of the fish made him a little unprepared. "I have never died of so many fish. This is because it is too hot, the temperature is really too high, the water is hot, and people can't stand it for an hour."
After the large-scale death of the fish, the village organized the villagers to help fish, but because the temperature was too high, the process did not last long. When the fish died, Mr. Jiang tried to reduce the water temperature by pumping water from the river, but the effect was not obvious. It is understood that the fish died 30,000 kilograms and lost more than 200,000 yuan.
When sailing smoothly, few people will have a sense of risk, and the bad year should not be planted. Agricultural insurance is a way to reduce the damage. It is understood that the company has 24 kinds of agricultural insurance, in addition to food, vegetables, tea and other varieties, freshwater fish, crab farming, etc. have been included in the insurance catalog. The "Agricultural Insurance Regulations" promulgated by the State Council stipulates that policy-based agricultural insurance should be based on the agricultural products of various regions.
Agricultural insurance subsidy policy
China's finances should provide corresponding subsidies for policy-based agricultural insurance, and include agricultural insurance subsidies in the central budget. Specifically include:
, providing premium subsidies. The agricultural insurance operating expenses are subsidized, and the government grants full subsidy operating expenses according to the insurance company's agricultural insurance premium income ratio. The insurance company does not withdraw any fees from the agricultural insurance premiums, and the agricultural insurance premiums are all used for compensation.
Second, provide management fee subsidies. Providing a certain fee subsidy for insurance companies that operate policy-based agricultural insurance can not only reduce the price of agricultural insurance, but also increase the enthusiasm of insurance companies.
Third, provide reinsurance subsidies. A certain proportion of premium subsidies will be given to the purchase of reinsurance for policy agricultural insurance business to further reduce the insurance risk of insurance companies and enhance their ability to pay.
(Original title: Another wave of high temperature strikes! Sichuan 30,000 pounds of fish were burned to buy agricultural insurance?)

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